I have been wearing variations of this outfit for several weekends, and feel like it gives me just the right balance of casual and polished. The top is soft and drapey and the high waisted shorts are cool and comfortable. Not a spectacular look, but neat, presentable and smart enough to wear out.
Daytime clutches have been trending for at least a year, and I have not really got on board because I usually have a lot of stuff in my handbag. On the weekend though, I can be unemcumbered and a clutch is fine to hold some cash, my phone and a lipstick. What more does a girl need for a lunch date? Having bare arms, wearing a bracelet and carrying a clutch provides a visual focus away from my torso, so I can get away with a top that is a bit less busy.